UQPAY EMI&CASP 牌照申请正式获马耳他金融监管MFSA预先受理

时间：2025-12-09 17:25 来源：商务财经网

　　新加坡，2025年11月25日——全球企业级数字支付与跨境资金管理方案提供商UQPAY宣布，其欧洲合规战略取得关键进展：马耳他金融服务管理局(MFSA)已正式预先受理其电子货币机构(Electronic Money Institution, EMI)牌照和加密资产服务提供商(Crypto-Asset Service Provider, CASP)牌照申请。

　　在欧洲市场，非欧盟机构长期面临难以直连接入欧元区本地结算网络的挑战。马耳他EMI牌照则在欧盟单一监管机制下享有欧洲经济区 (EEA) 通行效力。此次进展意味着UQPAY将逐步构建欧元区本地收付、SEPA即时结算、跨境支付与客户资金托管等核心能力，正式进入欧洲支付合规体系。

　　UQPAY同步启动EMI+CASP双牌照申请一举，旨在形成“传统支付+数字资产”双轮驱动的合规服务闭环。一旦获得批准，公司将整合收单、电子银行、发卡、稳定币支付结算四大业务模块，为企业构建全栈式跨境金融基础设施。

　　EMI+CASP一旦获批，将解锁UQPAY的进阶能力：

　　一、打造全球统一化的支付体验

　　UQPAY将借助EMI+CASP双牌照，打通欧元区与本公司在香港的MSO、美国MSB、澳大利亚AUSTRAC等现有监管能力，形成跨洲际及区域的统一账户体系。企业可依托UQPAY一站式管理多地资金，实现“一个平台，全球通达”，大幅降低多区域合规与对接成本。

　　二、拓展企业级数字金融产品矩阵

　　UQPAY将增强对企业客户在资金存储、多币种钱包、稳定币和法币的融合支付与智能汇兑等方面的服务能力，帮助企业提升资金利用效率与财务灵活性。

　　三、打造跨境企业的服务生态闭环

　　UQPAY将进一步整合跨境贸易结算、供应链金融与本地化支付引导等服务，构建从收单、发卡、资金管理到增值服务的全链路出海金融解决方案。

　　UQPAY CEO 李旺剑表示：“合规是全球支付网络的基石，通过推进EMI与CASP双牌照布局，我们将补齐欧元区本地化能力。”他补充道：“未来，UQPAY将继续与国际监管机构保持紧密合作，加速布局全球支付合规体系，为跨境贸易企业提供安全透明、全球化、实时化的跨境支付解决方案。”

　　关于UQPAY

　　UQPAY Group 是一家总部位于新加坡的跨国金融科技集团，业务涵盖综合数字支付、支付软件即服务(Payment SaaS)及金融科技创投。作为领先的综合数字支付解决方案提供商，UQPAY 提供包括聚合收单、虚拟银行及企业卡发行在内的一站式、无缝集成的支付服务，业务网络覆盖全球 200 多个国家和地区。

　　自 2016 年成立以来，UQPAY 始终专注于数字支付技术创新与合规运营，累计获得数十项知识产权与技术专利，并在亚洲、北美及欧洲等地取得多项金融支付牌照。同时，UQPAY 还是全球三大卡组—Visa、Mastercard 与银联国际(UnionPay International)的主要会员机构。面向未来，UQPAY 将持续深化全球化布局，拓展多元化的金融支付生态版图，以科技创新为核心驱动力，不断提升支付的安全性与效率，致力于构建一个更加智能、开放、互联的全球支付新时代。EN:

　　UQPAY Obtains MFSA's Preliminary Nod for EMI&CASP License Application Submission

　　Singapore, 25 November 2025 — UQPAY, a global provider of enterprise-grade digital payment and cross-border treasury solutions, is pleased to announce that it has received the green light from theMalta Financial Services Authority (MFSA)to proceed with UQPAY’sElectronic Money Institution (EMI) and Crypto-Asset Service Provider (CASP) license applications Intent. This marks UQPAY’s first major milestone towards its expansion into Europe.

　　Non-EU payment institutions have long faced structural barriers when attempting to directly access eurozone domestic settlement networks. Under the EU’s unified supervisory framework, a Malta-issued EMI licence is passportable across theEuropean Economic Area(EEA). With this latest development, UQPAY is positioned to build core eurozone capabilities— includinglocal payouts and collections, SEPA and SEPA instant access, multi-currency safeguarding and compliant cross-border payment servicesacross Europe.

　　Thedual-licence strategyaims to create a unified compliance architecture that brings together traditional payment rails and digital-asset-enabled financial services. Once approved, UQPAY will integrateAcquiring, Banking, Card issuance and Stablecoin Paymentinto a full-stack cross-border financial infrastructure for global enterprises.

　　These developments will enhance UQPAY’s ability to deliver a consistent payments experience across continents and regions, connecting its future eurozone capabilities with existing licences in Singapore (MPI), Hong Kong (MSO), the United States (MSB), and Australia (AUSTRAC). The unified framework will enable enterprises to managemulti-jurisdictional funds through a single platform, reducing compliance fragmentation and operational complexity.

　　"Advancing both EMI and CASP licenses is pivotal to building our integrated European payment network," said Jack Li, CEO of UQPAY. "Compliance remains foundational to our global strategy, and these licenses will allow us to provide a more secure, efficient payment infrastructure for cross-border merchants and enterprises."

　　ABOUT UQPAY

　　UQPAY Group is a Singapore-headquartered global fintech group and a leading provider of integrated digital payment solutions. The company delivers one-stop, seamlessly integrated payment services—spanning aggregated acquiring, virtual banking, and corporate card issuance, to clients across more than 200 countries and regions.

　　Since its founding in 2016, UQPAY has focused on continuous innovation in digital payment technologies and maintaining compliant operations worldwide. The Group holds dozens of intellectual property rights and technology patents, along with multiple financial and payment licenses across Asia, North America, and Europe.

　　As a principal member of the world’s leading card schemes—Visa, Mastercard, and UnionPay International—UQPAY remains committed to expanding its global presence and enriching its financial payment ecosystem through ongoing technology innovation.

　　CONTACT UQPAY

　　Website: www.uqpay.com

　　Facebook: www.facebook.com/uqpaytechnology

　　LinkedIn: www.linkedin.com/company/uqpay

　　Twitter: www.x.com/uqpaysg

　　UQPAY Group

　　9 North Buona Vista Drive, #02-01, Metropolis Tower 1, Singapore 138588

　　Email: Marketing@uqpay.com

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